The 1st six digits of the account number in a credit card indicate the financial institution Identification Numbers (BIN). These numbers are necessary as they should be verified before any payment could be authorized. Validating this number involves the using a BIN list tool to distinguish the institution that issued the cardboard and other secured information.
The BIN checker tool, because i mentioned earlier, is often a tool used in authenticating the corporality of an bank identification number from updated databases.
The key objective of it is to find the necessary information necessary to validate transactions finished with credit cards. This requires checking the first 3 to 5 digit from the debit or credit card.
As a result of frequent changes along with the number of records it covers – over 300, 000 record at the moment – it’s extremely difficult to keep up or read straight from the BIN list.
Fortunately there is a tool that can help curb this drawback – the BIN checker tool. We’re going to talk more details on it next article.
How TheBIN List Tool Works
It really is easy enough. The objective of the tool is always to lookup the BIN to find out if it is just a credit, debit prepaid, or bank card.
To use the too, simply enter the first six digit and click on check. The tool will bring up all the secured information related to the BIN you entered.
Listed here is a table showing the cardboard design for BIN range and length.
Card design for Bank Identification Number (BIN) Range and Length
Issuing network BIN ranges Active Length
American Express 34, 37 Yes 15
Bankcard 5610, 560221-560225 No 16
China UnionPay 62 Yes 16-19
Diners Club Carte Blanche 300-305 Yes 14
Diners Club enRoute 2014, 2149 No 15
Diners Club International 36 Yes 14
Diners Club Canada & USA 54, 55 Yes 16
Discover Card 6011, 622126-622925, 644-649, 65 Yes 16
InterPayment 636 Yes 16
InstaPayment 637-639 Yes 16
JCB 3528-3589 Yes 16
Laser 6304, 6706, 6771, 6709 No 16-19
Maestro 50, 56-58, 6 Yes 12-19
MasterCard 2221-2720, 51-55 Yes 16
Solo 6334, 6767 No 16, 18, 19
Switch 564182, 4903, 633110, 4936, 6759, 4911, 4905, 6333 No 19, 18, 16
Visa 4 Yes 13, 16, 19
UATP 1 Yes 15
The BIN List tool also checks for your Major Industry Identifier, which is first digit in the plastic card number.
Here’s a table showing the Major Industry Identifier (MII)
Major Industry Identifier (MII) Category
0 ISO/TC 68 and other industry assignments
1 Airlines
2 Airlines, financial and other future industry assignments
3 Travel and entertainment
4 Banking and financial
5 Banking and financial
6 Merchandising and banking/financial
7 Petroleum and also other future industry assignments
8 Healthcare, telecommunications, along with other future industry assignments
9 For assignment by national standards bodies
Why use the BIN list tool?
• The BIN list tool is useful in determining the card type by traders. It tells whether it is a charge card, bank card, prepaid card, or bank card.
• It allows you prevent fraudulent transactions especially from foreign countries outside US and Canada. The BIN list tool provides users with all the opportunity to monitor suspicious orders.
For more info about BIN Checker net page: click to read more.