The initial six digits of the account number in any charge card indicate the financial institution Identification Numbers (BIN). These numbers are important since they has to be verified before any payment could be authorized. Validating the dpi requires the using a BIN list tool to identify the institution that issued the charge card along with other secured information.
The BIN checker tool, as I mentioned earlier, is often a tool doing work in authenticating the corporality of your bank identification number from updated databases.
The primary function of it is the mandatory information needed to validate transactions carried out with bank cards. This involves checking the first 3 to 4 digit of the credit or debit card.
Due to frequent changes as well as the number of records it covers – over 300, 000 record at the moment – it really is almost impossible to keep up or read directly from the BIN list.
Fortunately you will find there’s tool that helps curb this drawback – the BIN checker tool. We will talk more details on this tool within the next article.
How TheBIN List Tool Works
It can be simple. The goal of the tool is to lookup the BIN to see if it is just a credit, debit prepaid, or charge card.
To work with the too, simply type in the first six digit and click on check. The tool will bring up every one of the secured information related to the BIN you entered.
Here’s a table showing the credit card design for BIN range and length.
Card design for Bank Identification Number (BIN) Range and Length
Issuing network BIN ranges Active Length
American Express 34, 37 Yes 15
Bankcard 5610, 560221-560225 No 16
China UnionPay 62 Yes 16-19
Diners Club Carte Blanche 300-305 Yes 14
Diners Club enRoute 2014, 2149 No 15
Diners Club International 36 Yes 14
Diners Club Canada & USA 54, 55 Yes 16
Discover Card 6011, 622126-622925, 644-649, 65 Yes 16
InterPayment 636 Yes 16
InstaPayment 637-639 Yes 16
JCB 3528-3589 Yes 16
Laser 6304, 6706, 6771, 6709 No 16-19
Maestro 50, 56-58, 6 Yes 12-19
MasterCard 2221-2720, 51-55 Yes 16
Solo 6334, 6767 No 16, 18, 19
Switch 564182, 4903, 633110, 4936, 6759, 4911, 4905, 6333 No 19, 18, 16
Visa 4 Yes 13, 16, 19
UATP 1 Yes 15
The BIN List tool also checks to the Major Industry Identifier, which is first digit in the credit card number.
Below is a table showing the key Industry Identifier (MII)
Major Industry Identifier (MII) Category
0 ISO/TC 68 as well as other industry assignments
1 Airlines
2 Airlines, financial as well as other future industry assignments
3 Travel and entertainment
4 Banking and financial
5 Banking and financial
6 Merchandising and banking/financial
7 Petroleum as well as other future industry assignments
8 Healthcare, telecommunications, and also other future industry assignments
9 For assignment by national standards bodies
The reason to use the BIN list tool?
• The BIN list tool is helpful in determining the charge card type by traders. It tells whether it is a credit card, debit card, prepaid credit card, or bank card.
• It helps to prevent fraudulent transactions especially from foreign countries outside US and Canada. The BIN list tool provides users with all the possiblity to monitor suspicious orders.
To get more information about BIN Checker see our web page.