The initial six digits of the account number in a credit card indicate the lender Identification Numbers (BIN). These numbers are important since they must be verified before any payment can be authorized. Validating this number necessitates the usage of a BIN list tool to recognize the institution that issued the cardboard as well as other secured information.
The BIN checker tool, while i mentioned earlier, is really a tool doing work in authenticating the corporality of an bank identification number from updated databases.
The primary function of this tool is to get the required information necessary to validate transactions finished with cards. This requires checking the first 3 to 4 digit of the credit or debit card.
Because of frequent changes and also the great deal of records which it covers – over 300, 000 record currently – it really is extremely difficult to keep or read completely from the BIN list.
Fortunately you will find there’s tool which enables curb this drawback – the BIN checker tool. We are going to talk more details on this tool next article.
How TheBIN List Tool Works
It really is simple. The purpose of the tool is always to lookup the BIN to find out if it’s a credit, debit prepaid, or charge card.
To utilize the too, simply go into the first six digit and then click check. The tool provides up every one of the secured information associated with the BIN you entered.
Here’s a table showing the charge card the perception of BIN range and length.
Card the appearance of Bank Identification Number (BIN) Range and Length
Issuing network BIN ranges Active Length
American Express 34, 37 Yes 15
Bankcard 5610, 560221-560225 No 16
China UnionPay 62 Yes 16-19
Diners Club Carte Blanche 300-305 Yes 14
Diners Club enRoute 2014, 2149 No 15
Diners Club International 36 Yes 14
Diners Club Canada & USA 54, 55 Yes 16
Discover Card 6011, 622126-622925, 644-649, 65 Yes 16
InterPayment 636 Yes 16
InstaPayment 637-639 Yes 16
JCB 3528-3589 Yes 16
Laser 6304, 6706, 6771, 6709 No 16-19
Maestro 50, 56-58, 6 Yes 12-19
MasterCard 2221-2720, 51-55 Yes 16
Solo 6334, 6767 No 16, 18, 19
Switch 564182, 4903, 633110, 4936, 6759, 4911, 4905, 6333 No 19, 18, 16
Visa 4 Yes 13, 16, 19
UATP 1 Yes 15
The BIN List tool also checks to the Major Industry Identifier, the first digit of the plastic card number.
Here is a table showing the most important Industry Identifier (MII)
Major Industry Identifier (MII) Category
0 ISO/TC 68 along with other industry assignments
1 Airlines
2 Airlines, financial as well as other future industry assignments
3 Travel and entertainment
4 Banking and financial
5 Banking and financial
6 Merchandising and banking/financial
7 Petroleum along with other future industry assignments
8 Healthcare, telecommunications, as well as other future industry assignments
9 For assignment by national standards bodies
The reason to use the BIN list tool?
• The BIN list tool is advantageous in determining the card type by traders. It tells whether it’s a card, debit card, prepaid card, or charge card.
• It helps to prevent fraudulent transactions especially from foreign countries outside US and Canada. The BIN list tool provides users using the chance to monitor suspicious orders.
To read more about BIN Checker visit our web site.