The first six digits of the account number in almost any bank card indicate the lending company Identification Numbers (BIN). These numbers are necessary while they have to be verified before any payment will be authorized. Validating this number involves the using a BIN list tool to distinguish the institution that issued the cardboard along with other secured information.
The BIN checker tool, while i mentioned earlier, is really a tool used in authenticating the corporality of an bank identification number from updated databases.
The key aim of this tool is to get the mandatory information needed to validate transactions carried out with credit cards. This involves checking the first 3 to 5 digit from the credit or debit card.
Due to frequent changes and the massive amount records who’s covers – over 300, 000 record at the moment – it can be almost impossible to take care of or read from the BIN list.
Fortunately there is a tool that assists curb this drawback – the BIN checker tool. We’ll talk a little more about this tool next article.
How TheBIN List Tool Works
It is really quite simple. The purpose of the tool is to lookup the BIN to determine if it is just a credit, debit prepaid, or credit card.
To make use of the too, simply type in the first six digit and click on check. The tool provides up all of the secured information linked to the BIN you entered.
Listed here is a table showing the credit card design for BIN range and length.
Card the perception of Bank Identification Number (BIN) Range and Length
Issuing network BIN ranges Active Length
American Express 34, 37 Yes 15
Bankcard 5610, 560221-560225 No 16
China UnionPay 62 Yes 16-19
Diners Club Carte Blanche 300-305 Yes 14
Diners Club enRoute 2014, 2149 No 15
Diners Club International 36 Yes 14
Diners Club Canada & USA 54, 55 Yes 16
Discover Card 6011, 622126-622925, 644-649, 65 Yes 16
InterPayment 636 Yes 16
InstaPayment 637-639 Yes 16
JCB 3528-3589 Yes 16
Laser 6304, 6706, 6771, 6709 No 16-19
Maestro 50, 56-58, 6 Yes 12-19
MasterCard 2221-2720, 51-55 Yes 16
Solo 6334, 6767 No 16, 18, 19
Switch 564182, 4903, 633110, 4936, 6759, 4911, 4905, 6333 No 19, 18, 16
Visa 4 Yes 13, 16, 19
UATP 1 Yes 15
The BIN List tool also checks for your Major Industry Identifier, which is first digit from the bank card number.
Below is a table showing the most important Industry Identifier (MII)
Major Industry Identifier (MII) Category
0 ISO/TC 68 along with other industry assignments
1 Airlines
2 Airlines, financial and also other future industry assignments
3 Travel and entertainment
4 Banking and financial
5 Banking and financial
6 Merchandising and banking/financial
7 Petroleum and other future industry assignments
8 Healthcare, telecommunications, and other future industry assignments
9 For assignment by national standards bodies
Why do you use the BIN list tool?
• The BIN list tool is helpful in determining the cardboard type by traders. It tells whether it’s a card, debit card, prepaid credit card, or credit card.
• It helps to prevent fraudulent transactions especially from foreign countries outside US and Canada. The BIN list tool provides users together with the possiblity to monitor suspicious orders.
For more information about BIN Checker web site: read here.