The 1st six digits of the account number in different charge card indicate the lender Identification Numbers (BIN). These numbers are essential while they must be verified before any payment would be authorized. Validating the dpi requires the using a BIN list tool to spot the institution that issued the credit card as well as other secured information.
The BIN checker tool, while i mentioned earlier, can be a tool utilized in authenticating the corporality of a bank identification number from updated databases.
The primary purpose of it is the necessary information required to validate transactions completed with cards. This requires examining the first 4 to 6 digit with the debit or credit card.
As a result of frequent changes and the great deal of records who’s covers – over 300, 000 record at the moment – it really is extremely difficult to keep up or read completely from the BIN list.
Fortunately there exists a tool which enables curb this drawback – the BIN checker tool. We’ll talk more details on this tool over the following article.
How TheBIN List Tool Works
It’s really quite simple. The objective of the tool is to lookup the BIN to find out if this is a credit, debit prepaid, or bank card.
To make use of the too, simply go into the first six digit and click on check. The tool brings up all of the secured information linked to the BIN you entered.
Here’s a table showing the card design for BIN range and length.
Card the perception of Bank Identification Number (BIN) Range and Length
Issuing network BIN ranges Active Length
American Express 34, 37 Yes 15
Bankcard 5610, 560221-560225 No 16
China UnionPay 62 Yes 16-19
Diners Club Carte Blanche 300-305 Yes 14
Diners Club enRoute 2014, 2149 No 15
Diners Club International 36 Yes 14
Diners Club Canada & USA 54, 55 Yes 16
Discover Card 6011, 622126-622925, 644-649, 65 Yes 16
InterPayment 636 Yes 16
InstaPayment 637-639 Yes 16
JCB 3528-3589 Yes 16
Laser 6304, 6706, 6771, 6709 No 16-19
Maestro 50, 56-58, 6 Yes 12-19
MasterCard 2221-2720, 51-55 Yes 16
Solo 6334, 6767 No 16, 18, 19
Switch 564182, 4903, 633110, 4936, 6759, 4911, 4905, 6333 No 19, 18, 16
Visa 4 Yes 13, 16, 19
UATP 1 Yes 15
The BIN List tool also checks for that Major Industry Identifier, the first digit of the bank card number.
Here is a table showing the key Industry Identifier (MII)
Major Industry Identifier (MII) Category
0 ISO/TC 68 along with other industry assignments
1 Airlines
2 Airlines, financial as well as other future industry assignments
3 Travel and entertainment
4 Banking and financial
5 Banking and financial
6 Merchandising and banking/financial
7 Petroleum as well as other future industry assignments
8 Healthcare, telecommunications, as well as other future industry assignments
9 For assignment by national standards bodies
Why use the BIN list tool?
• The BIN list tool is useful in determining the charge card type by traders. It tells be it credit cards, debit card, prepaid card, or bank card.
• It allows you prevent fraudulent transactions especially from foreign countries outside US and Canada. The BIN list tool provides users together with the opportunity to monitor suspicious orders.
For more info about BIN Checker view the best site.