The initial six digits from the account number in almost any charge card indicate the financial institution Identification Numbers (BIN). These numbers are necessary since they should be verified before any payment will be authorized. Validating the dpi demands the utilization of a BIN list tool to distinguish the institution that issued the cardboard as well as other secured information.
The BIN checker tool, because i mentioned earlier, is often a tool employed in authenticating the corporality of a bank identification number from updated databases.
The primary purpose of it is the mandatory information necessary to validate transactions finished with cards. This involves examining the first 3 to 4 digit in the debit or credit card.
Due to frequent changes and also the massive amount records that it covers – over 300, 000 record currently – it’s extremely difficult to keep up or read completely from the BIN list.
Fortunately there’s a tool that helps curb this drawback – the BIN checker tool. We are going to talk much more about this tool in the next article.
How TheBIN List Tool Works
It really is pretty simple. The objective of the tool is to lookup the BIN to see if this is a credit, debit prepaid, or plastic card.
To make use of the too, simply enter in the first six digit and click on check. The tool will bring up all of the secured information linked to the BIN you entered.
Here’s a table showing the charge card the perception of BIN range and length.
Card design for Bank Identification Number (BIN) Range and Length
Issuing network BIN ranges Active Length
American Express 34, 37 Yes 15
Bankcard 5610, 560221-560225 No 16
China UnionPay 62 Yes 16-19
Diners Club Carte Blanche 300-305 Yes 14
Diners Club enRoute 2014, 2149 No 15
Diners Club International 36 Yes 14
Diners Club Canada & USA 54, 55 Yes 16
Discover Card 6011, 622126-622925, 644-649, 65 Yes 16
InterPayment 636 Yes 16
InstaPayment 637-639 Yes 16
JCB 3528-3589 Yes 16
Laser 6304, 6706, 6771, 6709 No 16-19
Maestro 50, 56-58, 6 Yes 12-19
MasterCard 2221-2720, 51-55 Yes 16
Solo 6334, 6767 No 16, 18, 19
Switch 564182, 4903, 633110, 4936, 6759, 4911, 4905, 6333 No 19, 18, 16
Visa 4 Yes 13, 16, 19
UATP 1 Yes 15
The BIN List tool also checks for that Major Industry Identifier, the actual first digit of the bank card number.
Below is a table showing the Major Industry Identifier (MII)
Major Industry Identifier (MII) Category
0 ISO/TC 68 and other industry assignments
1 Airlines
2 Airlines, financial as well as other future industry assignments
3 Travel and entertainment
4 Banking and financial
5 Banking and financial
6 Merchandising and banking/financial
7 Petroleum and other future industry assignments
8 Healthcare, telecommunications, as well as other future industry assignments
9 For assignment by national standards bodies
Why do you use the BIN list tool?
• The BIN list tool is advantageous in determining the credit card type by traders. It tells whether it is a charge card, debit card, prepaid card, or charge card.
• It helps you to prevent fraudulent transactions especially from foreign countries outside US and Canada. The BIN list tool provides users with all the possibility to monitor suspicious orders.
To get more information about BIN Checker go to see this popular webpage.