The initial six digits with the account number in any charge card indicate the lender Identification Numbers (BIN). These numbers are important as they must be verified before any payment will be authorized. Validating this number necessitates the usage of a BIN list tool to identify the institution that issued the card and other secured information.
The BIN checker tool, as I mentioned earlier, is a tool employed in authenticating the corporality of a bank identification number from updated databases.
The main function of it is the necessary information required to validate transactions done with cards. This involves examining the first 3 to 5 digit from the credit or debit card.
Because of frequent changes as well as the massive amount records it covers – over 300, 000 record right now – it’s extremely difficult to maintain or read from the BIN list.
Fortunately there is a tool that helps curb this drawback – the BIN checker tool. We are going to talk a little more about it in the next article.
How TheBIN List Tool Works
It’s easy enough. The objective of the tool is usually to lookup the BIN to ascertain if this is a credit, debit prepaid, or plastic card.
To utilize the too, simply enter the first six digit and click on check. The tool will bring up every one of the secured information associated with the BIN you entered.
This is a table showing the card the perception of BIN range and length.
Card the appearance of Bank Identification Number (BIN) Range and Length
Issuing network BIN ranges Active Length
American Express 34, 37 Yes 15
Bankcard 5610, 560221-560225 No 16
China UnionPay 62 Yes 16-19
Diners Club Carte Blanche 300-305 Yes 14
Diners Club enRoute 2014, 2149 No 15
Diners Club International 36 Yes 14
Diners Club Canada & USA 54, 55 Yes 16
Discover Card 6011, 622126-622925, 644-649, 65 Yes 16
InterPayment 636 Yes 16
InstaPayment 637-639 Yes 16
JCB 3528-3589 Yes 16
Laser 6304, 6706, 6771, 6709 No 16-19
Maestro 50, 56-58, 6 Yes 12-19
MasterCard 2221-2720, 51-55 Yes 16
Solo 6334, 6767 No 16, 18, 19
Switch 564182, 4903, 633110, 4936, 6759, 4911, 4905, 6333 No 19, 18, 16
Visa 4 Yes 13, 16, 19
UATP 1 Yes 15
The BIN List tool also checks for your Major Industry Identifier, the actual first digit from the bank card number.
Below is a table showing the most important Industry Identifier (MII)
Major Industry Identifier (MII) Category
0 ISO/TC 68 along with other industry assignments
1 Airlines
2 Airlines, financial as well as other future industry assignments
3 Travel and entertainment
4 Banking and financial
5 Banking and financial
6 Merchandising and banking/financial
7 Petroleum and also other future industry assignments
8 Healthcare, telecommunications, and also other future industry assignments
9 For assignment by national standards bodies
Why would you use the BIN list tool?
• The BIN list tool is useful in determining the cardboard type by traders. It tells whether it is a credit card, debit card, prepaid credit card, or bank card.
• It helps to prevent fraudulent transactions especially from foreign countries outside US and Canada. The BIN list tool provides users together with the chance to monitor suspicious orders.
More info about BIN Checker webpage: read more.